Your interestscome first.
One broker with you from the first call to the notary. I do the research before you commit, and I never push you into a decision you're not comfortable with.
Too many buyers make an offer before reading the building's documents. Too many good homes sit on the market because of the launch, not the house. I do the work before it costs you.
Sell
A pricing strategy built on recent sales and the listings you compete with, a launch that brings as many serious buyers to your door as possible, and negotiation so you leave nothing on the table.
How I launch a listing 02Buy
Know what a property is worth and what it costs to carry before you visit. The building's financials, minutes and syndicate attestation reviewed before you make an offer, and never an offer without an inspection.
What I check before you offerKnow whatyou're getting into.
I read the financials
A background in finance and investment management means I read a co-ownership's statements, not just its listing. Is the contingency fund big enough for the repairs in the reserve fund study? Does the insurance deductible match the self-insurance fund? Or will special assessments become a habit?
Research before the offer
A comparative market analysis to make sure the price is justified. Then the minutes, the reserve fund study, the syndicate's attestation and the previous deed of sale. I look for lawsuits, underfunded projects and declaration errors before you commit, when it still costs you nothing to walk away.
I'll tell you when to walk away
If the work a property needs is bigger than your budget, whether that's the foundation, pyrite, mould or a syndicate that keeps putting off repairs, I'll say so. Even when you love the place.
More buyers. Stronger offers.
The best price comes from buyers competing for your home, not one buyer negotiating alone. Here is what a launch with me looks like, week by week.
A typical timeline. Every home is different.
No surprises.
From the first call to the keys, you know what comes next, what it costs and what to check. This is how I work with buyers.
- 01
Discovery call
30 minutes on Google Meet. Your goals, where you are today and what you're looking for. If you're not sure yet, we narrow it down together.
- 02
Pre-approval
Your budget confirmed with a lender before the first visit. Many first-time buyers can purchase with 5% down.
- 03
Listing alerts
Listings that match your criteria reach you as soon as brokers enter them, so you get the first chance to visit.
- 04
Visits
Before each visit, you know what the property is worth and what it costs to carry.
- 05
Research before the offer
I run a comparative market analysis so we know the price is justified. For condos, I also read the financials, the minutes, the reserve fund study and the syndicate's attestation. Then we sit down and talk it through before you make an offer.
- 06
Offer and negotiation
Conditions that protect you, never an offer without an inspection, and a negotiation aimed at getting you good value.
- 07
Conditions
Inspection, financing and document review, each tracked to its deadline. You know what happens next before it happens.
- 08
Notary and keys
Notary fees, the welcome tax and the 9% QST on CMHC insurance, all budgeted in advance. Nothing unexpected at the signing.
In their words.
For the purchase of my first home in Montreal, I was assisted by an incredible real estate agent. Delaram immediately understands what you’re looking for, accompanies you to every showing, remains available even late at night, and always finds solutions.
Delaram was efficient and effective at selling my house. Pays attention to detail, is strategic, understands the market and what it takes to crystalize a fair transaction.
Working with Delaram has been amazing, she took care of everything for the process of buying a condo for us. She is super knowledgable, kind and supportive.
Great experience with Delaram in finding the perfect home. She’s very professional and knowledgeable. Highly recommended.
Where the value is.
Borough medians · Q2 2026
01Read the guide
02 · Le Sud-OuestRead the guide
03 · Mercier–HochelagaCompare
04Read the guide
05Read the guide
06 · CDN–NDGRead the guide
My read: Lachine, Saint-Henri and Hochelaga, where prices haven't caught up with new construction and development plans. Griffintown looks priced ahead of itself. All 33 areas on the island, compared below.
Compare neighbourhoodsRun thenumbers.
The same numbers I use in a meeting, open to you now. Estimate what you need to buy, what you keep when you sell, or which part of the city fits you.
Welcome tax uses the 2026 Ville de Montréal rates. It is calculated on the higher of the purchase price and the adjusted municipal assessment. Other amounts are estimates. Minimum down payment follows federal rules: 5% up to $500,000, 10% on the portion above, and 20% from $1.5M.
Outside the City of Montreal, rates differ above $500,000. Welcome tax calculator for every city on the island.
Total cash needed
Welcome tax (droits de mutation)
$0Not included in the total above. The municipal invoice arrives 3 to 6 months after closing, so plan for it separately.
Refundable Quebec tax credit: 100% of the first $5,000 of welcome tax plus 25% of the next $3,500, up to $5,875. Reduced above $750,000, zero at $1,000,000. You pay the city first, then claim it from Revenu Québec. First-time buyer means you (and your spouse) did not own a home you lived in during the previous four years.
The full version starts from your sector's median sale price: net proceeds calculator.
Estimated net to you
Question 1 of 5
Five questions, about thirty seconds. Your answers stay in this page.
Pick twoneighbourhoods.
All 33 areas on the island of Montreal. Pick the two you're weighing, or search a neighbourhood like Mile End or Monkland. You'll see the prices, the kind of home you'd be buying, who lives there, and what I'd tell you before you buy.
Market: Centris, last 4 quarters to Q2 2026. Type of home, building age, owners and renters, households, income: Statistics Canada 2021 Census, from Centris community profiles. Welcome tax: each municipality's 2026 scale. Transit, flood and planning notes checked September 2026. L'Île-Dorval (about 30 residents) is not included.
TheJournal.
Buyers ask me if now is a good time to buy. Sellers ask how the market is doing. The answers, with this quarter's figures behind them.
Resources.
The worksheet and guides I give my own clients, yours to download.
Services
Home Valuation
Recent sales on your street, the listings you would compete against, and the fixes worth making before you list. Free, with no obligation.
Seller Representation
Pricing, the seller's declaration, preparation and photos. Then a pre-launch email to my broker network, open houses, neighbour mailers and negotiation through to the notary.
Buyer Representation
Listing alerts matched to your criteria, visits, a full read of the co-ownership documents, offer strategy and inspection, from pre-approval to keys.
First-Time Buyer Guide
A free guide in English or French covering pre-approval, hidden costs, CMHC insurance and the Quebec buying process.
